Informational only. This article does not constitute insurance, legal, or financial advice. Coverage terms vary by carrier, policy, and jurisdiction. Full disclaimer.
Plated LSVs in Arkansas
- LSVs are generally registered and must carry Arkansas's minimum liability coverage.
- LSVs are generally limited to lower-speed roads.
Golf carts and off-road use
- Cities may allow golf carts on certain streets by ordinance.
- Gated and private communities often require proof of insurance before a cart can use community roads.
Rules change and vary by city and county. Confirm current requirements with the state motor vehicle agency and your local government before relying on any of the above.
What to compare on a Arkansas quote
- Ask your community what liability limits it requires before you quote.
- Compare comprehensive coverage for storm and theft exposure at lake properties.
- Check whether additional household drivers need to be listed.
Get covered in Arkansas today
Start the 3-step quote with Arkansas pre-selected, or call the Arkansas quote line at 866-347-8683.
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Quick answers
+My community requires cart insurance. What should I ask for?
Ask the community for the minimum liability limits it requires and whether it needs to be listed on your policy. Put both in the quote form comments.
+Do I need a driver license to drive an LSV in Arkansas?
A registered LSV generally requires a licensed driver. Confirm current rules with the Arkansas DFA.